Survey findings reveal that approximately 45% of U.K. residents experience at least one suspected personal data fraud attempt each year. That’s a pretty scary statistic, so it’s natural to be a bit nervous about the security of your own personal information. Credit card fraud is one of the most common types of identity theft. This may be because credit card fraud can be very lucrative. Thieves also see it as a less risky form of theft because it’s rarely investigated by law enforcement.
There are things you can do to minimise your likelihood of becoming a victim of credit card fraud. They include keeping your credit card with you at all times, avoiding entering credit card information over a public Wi-Fi network, and investing in a credit card protection service such as ID Screen.
What Is Credit Card Protection From ID Screen?
Most people don’t have the time or the tools to constantly monitor their credit card info and make sure it isn’t being used fraudulently online. That’s where ID Screen comes in. This invaluable service offers continuous monitoring of your credit card and other financial information and notifies you anytime a potential problem is detected.
When you sign up for ID Screen, you’ll have peace of mind that you’re much less likely to become another identity theft statistic. So far, the service has flagged more than 45,000 security breaches and provided early warnings to those impacted.
ID Screen monitors more than 6,000,000 online locations to ensure your personal information hasn’t been breached. If suspicious activity is detected, you’ll be informed immediately. The earlier you become aware of potential fraud, the quicker you can take action to keep your personal information and finances safe from criminals.
Why Do I Need Credit Card Protection?
When you own a credit card, it’s wise to take intentional steps to prevent it from falling into the wrong hands. These days, though, it’s possible for your credit information to be taken from you even if your physical card never leaves your wallet or purse. Your credit card information is vulnerable to thieves anytime you use it to make online purchases.
There are even small devices called skimmers and shimmers that can covertly steal your credit card information when you swipe your card at a local store or gas station pump. The most unabashed criminals may even attempt to pose as a trusted authority (such as a bank, police officer or creditor) to get you to voluntarily give your credit card information to them over the phone or by email. If you have credit card protection, you’ll be notified of fraudulent credit card activity before the thieves have time to do much damage.
The sad reality about modern-day criminals is that many of them use highly advanced methods and intelligent technology to steal credit information with greater ease than ever before. It’s much easier to fall prey to a modern-day credit card scam than it was in years past when criminal methods weren’t quite as sophisticated.
Since thieves and fraudsters are clearly stepping up their game, it’s important for you to go to greater lengths to keep your information secure. Investing in credit card protection is an important step toward becoming a less appealing target to identity thieves. If more people invested in this type of protection, credit card theft would undoubtedly become less common.
What Are Signs of Credit Card Fraud?
Your chance of experiencing credit card or some other sort of identity fraud in your lifetime is shockingly high. However, you can lower it quite a bit by being proactive about keeping your information secure.
If you’re worried about becoming the victim of credit card fraud, learn how to detect it early on so you can take prompt action.
Here are some of the most common indications your credit card information may be compromised:
- You receive unusual calls from your bank or credit card company asking you to verify strange purchases you don’t remember making. Be wary of these calls because they could be phishing attempts. When in doubt, always instruct the bank or credit card company that you will call them back, then look up their number and call.
- You are no longer receiving monthly bills. This could mean the person who stole your credit card information also changed your billing address.
- You receive one or more surprise packages you don’t remember ordering. Thieves can sometimes mess up after stealing your credit card information and accidentally have orders shipped to you instead of themselves.
- Your credit card account balance seems higher than it should be or contains unfamiliar charges. If this happens to you, contact your credit card company immediately to get more information about the charges in question. They could be purchases you simply forgot making or they could be purchases a thief made using your credit card information.
- Your credit score drops unexpectedly. This could be due to a thief opening new credit accounts in your name.
Your first line of defence is to carefully monitor your credit card statements and credit reports. Even then, it’s possible for thieves to max out your credit card before you notice anything is amiss. That’s why many people choose to invest in credit card monitoring and protection services. That way, they know they’ll be notified as soon as there’s a hint of fraudulent activity involving their credit card information.
How Can I Sign Up for ID Screen Credit Card Protection?
It’s easier than you might think to sign up for reliable credit card protection services. It’s also surprisingly affordable and can make your online transactions much more secure. To learn more about ID Screen and the many different identity protection services we can offer you, contact us today. We look forward to showing you how easy it can be to keep your credit card and other personal information safe and secure in an age when criminals are becoming more skilled at committing fraud. The world has enough identity theft statistics. We’ll make you less likely to become one of them.
https://www.statista.com/statistics/480755/frequency-of-experiences-of-personal-data-fraud-attempts-in-the-uk/
https://www.creditrepair.com/blog/identity-theft/5-signs-of-credit-card-fraud/
