The possibility of becoming an identity fraud victim is more real and frightening than it has ever been before. It’s estimated that identity theft impacts approximately one in 20 Americans every year. The degree to which their lives are impacted depends on how serious the identity theft is and how quickly it’s recognised and addressed. ID Screen can help.
If you don’t know how to recognise the most common signs of identity theft, criminals will have more time to use your information for their own nefarious purposes. On the other hand, if you know how to identify fraud early on, you can take quick action with help from ID Screen. Here are some of the most common indications you may be a victim of identity theft and how ID Screen can help.
The Identity Fraud Problem and ID Screen’s Solution
There are many ways you can become a victim of identity theft. Here are some of the main criminal activities associated with this common crime:
- Unauthorised use of someone else’s debit or credit card
- Opening loans or credit accounts in someone else’s name
- Using someone else’s identity to commit tax or employment fraud
- Taking over someone else’s financial accounts to withdraw funds or make purchases
It can be very hard for law enforcement to track down the perpetrators of identity theft, which may be why the problem keeps growing. ID Screen makes it less likely that you will become a victim. If you’re wondering how criminals obtain personal information and use it for identity fraud, there are many potential ways.
Some criminals use public Wi-Fi networks to gain access to the sensitive information of unsuspecting Wi-Fi users. Other fraudsters may steal credit cards or documents containing personal identifying information. Still others orchestrate large-scale data breaches that involve the confidential information of hundreds or even thousands of innocent people. And then, there are phishing emails and phone calls carefully designed to earn the target’s trust and get him or her to willingly provide sensitive information. ID Screen can protect against all of these threats.
ID Screen’s List of Identity Fraud Signs
Everyone should be concerned about identity theft because it can happen to anyone at any time. How quickly you respond could mean the difference between losing a few dollars and losing your entire life’s savings to fraudsters. Here are some of the most common signs of identity fraud to keep an eye out for at all times:
- Unusual or unrecognised charges to your credit or debit card
- Unfamiliar transactions on your bank statement
- Unusual calls from debt collectors who know your name and insist you owe them money
- A sudden and unexplainable drop in your credit score
- New loans or credit cards in your name
You may also receive phone calls from your credit card company or bank to verify large or unfamiliar purchases. It’s important not to give permission for any unfamiliar pending charge. Be careful, though, because these calls may be a scam themselves! Sometimes, criminals pose as a trusted institution such as a bank or credit card company in an attempt to get your personal information from you. These types of calls are referred to as “phishing scams.”
Another less common form of identity fraud is medical identity theft. This is when someone steals your information and uses it to max out your health insurance benefits. If you receive an email, phone call or letter from your health insurance company stating that you’ve reached your benefits limit, you may be a victim of medical identity theft. Call your health insurance provider immediately to sort out the problem. If fraud has occurred, contact the police and consider ID Screen to prevent future instances of fraud.
How ID Screen Can Help Prevent Identity Fraud
ID Screen is an identity theft protection provider that can help keep your personal information and identity secure. It provides 24/7 monitoring of your privacy, identity and financial information. It also protects your credit and debit card information when you’re shopping online. Here are a few additional protections you can receive through this reputable service:
- Real-time alerts when your sensitive information is at risk
- Dark web internet surveillance to check if your information is sold without your knowledge
- Account restoration services
You also have access to a team of skilled agents who are standing by to help you with any questions or concerns you may have about the security of your identity and information.
Protect Yourself From Identity Fraud With ID screen
Your personal information doesn’t belong in the hands of criminals who will use it for their own selfish desires. ID Screen provides the extra level of security you need to avoid becoming the next victim of identity fraud. Contact us today to learn more about the cutting-edge identity protection and monitoring services we offer.
https://www.experian.com/blogs/ask-experian/how-common-is-identity-theft/
https://www.aura.com/learn/signs-of-identity-theft
